Many banks have started to feel the heat as loan defaulters are growing in number. Most of these defaulters make a list from shopping malls, offices and other utility services. Commercial real estate loans are becoming problem for many banks and financial institutions. Banks anticipated that these businesses will be able to do well. Recession hit industries are looking for ways to pay the loan amounts on time. Banks are terribly worried to find some alternate route to solutions. Many are re-applying for higher rate loans with hope that future may bring some good news to the sector in US. For now it remains a troubled story for banks in US. Another startling fact is that these loans are secured loans which add another twist. Final trouble might end up with the insurers which are in turn banks itself.